IBPS PO/MT Recruitment 2025: An Overview
The Institute of Banking Personnel Selection (IBPS) has released the much-awaited official notification for the Common Recruitment Process for Probationary Officers/Management Trainees (CRP PO/MT-XV) for the vacancies of 2026-27. This is a golden opportunity for graduates aspiring to build a career in the banking sector. The recruitment drive aims to fill a substantial 5208 vacancies across various public sector banks in India. Successful candidates will be appointed as Probationary Officers (PO) or Management Trainees (MT), receiving a handsome salary with a basic pay scale of ₹48480 to ₹85920, supplemented by numerous allowances, benefits & perks. The online application process begins on July 1, 2025, and the deadline to apply is July 21, 2025.
IBPS PO Recruitment 2025: Organization and Job Details
This recruitment is being conducted by IBPS on behalf of several major public sector banks, offering a secure and prestigious career path for thousands of aspirants.
- Hiring Organization: Institute of Banking Personnel Selection (IBPS)
- Post Name: Probationary Officer (PO) / Management Trainee (MT)
- Job Location: All India (Candidates can be posted anywhere in India)
- Participating Banks:
- Bank of Baroda
- Bank of India
- Bank of Maharashtra
- Canara Bank
- Central Bank of India
- Indian Bank
- Indian Overseas Bank
- Punjab National Bank
- Punjab & Sind Bank
- UCO Bank
- Union Bank of India
IBPS PO Vacancy 2025: 5208 Posts (Bank-wise & Category-wise)
A total of 5208 vacancies have been announced for the IBPS PO/MT Recruitment 2025. The category-wise distribution is detailed in the table below. Please note that these vacancies are indicative and may change based on the final requirements of the participating banks.
| Participating Bank | Total Vacancies |
|---|---|
| Bank of Baroda | 1000 |
| Bank of India | 700 |
| Bank of Maharashtra | 1000 |
| Canara Bank | 1000 |
| Central Bank of India | 500 |
| Indian Bank | Not Reported (NR) |
| Indian Overseas Bank | 450 |
| Punjab National Bank | 200 |
| Punjab & Sind Bank | 358 |
| UCO Bank | Not Reported (NR) |
| Union Bank of India | Not Reported (NR) |
| Total | 5208 |
Category-wise Vacancy Distribution
| Category | Vacancies |
|---|---|
| Scheduled Caste (SC) | 782 |
| Scheduled Tribe (ST) | 365 |
| Other Backward Classes (OBC) | 1337 |
| Economically Weaker Section (EWS) | 520 |
| Unreserved (UR) | 2204 |
| Grand Total | 5208 |
IBPS PO Eligibility Criteria 2025: Check Age Limit & Educational Qualification
Candidates must ensure they fulfill all the eligibility criteria as of the specified dates to be considered for the posts. The eligibility norms are detailed below.
Nationality / Citizenship
A candidate must be one of the following:
- A Citizen of India
- A subject of Nepal
- A subject of Bhutan
- A Tibetan Refugee who came to India before January 1, 1962, with the intention of permanent settlement.
- A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries (Kenya, Uganda, Tanzania), Zambia, Malawi, Zaire, Ethiopia, and Vietnam with the intention of permanent settlement in India. (Candidates from categories other than Indian citizens must possess a certificate of eligibility issued by the Government of India.)
Age Limit (as of 01.07.2025)
- Minimum Age: 20 years
- Maximum Age: 30 years This means a candidate must have been born not earlier than July 2, 1995, and not later than July 1, 2005 (both dates inclusive).
Age Relaxation for Reserved Categories
Relaxation in the upper age limit is provided for reserved category candidates as follows:
- Scheduled Caste/Scheduled Tribe (SC/ST): 5 years
- Other Backward Classes (OBC – Non-Creamy Layer): 3 years
- Persons with Benchmark Disabilities (PwBD): 10 years
- Ex-Servicemen: 5 years
Educational Qualifications (as of 21.07.2025)
- A candidate must possess a Degree (Graduation) in any discipline from a university recognized by the Government of India or any equivalent qualification recognized as such by the Central Government.
- The candidate must have a valid Mark-sheet / Degree Certificate confirming they are a graduate on the day of registration. The final result must have been declared on or before July 21, 2025.
- Candidates must indicate the percentage of marks obtained in Graduation. In case of CGPA/OGPA, it must be converted into a percentage as per the university’s norms.
IBPS PO 2025 Important Dates: Mark Your Calendar
Aspirants must keep track of the important dates to ensure they do not miss any deadlines. The tentative schedule for CRP PO/MT-XV is as follows:
| Activity | Tentative Dates |
|---|---|
| Online Registration & Application | 01.07.2025 to 21.07.2025 |
| Payment of Application Fee | 01.07.2025 to 21.07.2025 |
| Pre-Examination Training (PET) | August 2025 |
| Preliminary Exam Call Letter Download | August 2025 |
| Online Preliminary Examination | August 2025 |
| Preliminary Exam Result | September 2025 |
| Main Exam Call Letter Download | September/October 2025 |
| Online Main Examination | October 2025 |
| Main Exam Result Declaration | November 2025 |
| Personality Test & Interview | Nov/Dec 2025 & Dec 2025/Jan 2026 |
| Provisional Allotment | January/February 2026 |
IBPS PO Salary 2025: In-Hand Pay, Perks, Allowances & Job Profile
A career as a Probationary Officer in a public sector bank is not only prestigious but also financially rewarding. The IBPS PO salary structure is one of the most attractive aspects of this job, offering a competitive package that includes a handsome basic pay along with a plethora of allowances and perks. The detailed compensation structure ensures a high standard of living and financial stability.
The official pay scale for an IBPS PO/MT is ₹48480-2000/7-62480-2340/2-67160-2680/7-85920. Let’s break this down:
- Initial Basic Pay: ₹48,480
- Annual Increment: An increment of ₹2,000 for the first 7 years.
- After 7 years, Basic Pay: ₹62,480
- Next Increments: An increment of ₹2,340 for the next 2 years.
- After 9 years, Basic Pay: ₹67,160
- Final Increments: An increment of ₹2,680 for the next 7 years, reaching a maximum basic pay of ₹85,920.
Beyond the basic pay, the gross salary is significantly boosted by various allowances, making the in-hand salary quite substantial. These allowances include:
- Dearness Allowance (DA): This is a cost of living adjustment allowance, calculated as a percentage of the basic pay. It is revised quarterly based on the Consumer Price Index (CPI) data released by the Government of India.
- House Rent Allowance (HRA): This allowance is provided to cover rental accommodation costs. The rate of HRA depends on the city of posting and typically ranges from 7% to 9% of the basic pay, depending on whether the location is a metro, a big city, or a rural area.
- City Compensatory Allowance (CCA): This is provided to employees in metropolitan and other large cities to compensate for the higher cost of living. The rate varies from 3% to 4% of the basic pay, depending on the city classification.
- Special Allowance: A special allowance is also part of the salary structure, contributing a significant amount to the gross pay.
Lucrative Perks and Other Benefits
The life of a bank PO is enriched with numerous non-monetary benefits and perks that enhance work-life balance and provide social security. These include:
- Leased Accommodation: In lieu of HRA, banks often provide leased accommodation or a fixed amount for it, which can be a substantial benefit, especially in major cities.
- Medical Aid: Comprehensive medical coverage is provided for the employee and their dependent family members. The reimbursement for medical expenses is a major perk.
- Travelling Allowance (TA): Officers are eligible for reimbursement of travel expenses for official tours and travel.
- Newspaper Reimbursement: A fixed monthly amount is provided for newspaper bills.
- New Pension Scheme (NPS): Employees are covered under the National Pension System (NPS), where both the employee and the bank contribute towards a retirement fund, ensuring long-term financial security.
- Leave Travel Concession (LTC): Bank officers are eligible for LTC to travel with their families to any place in India, as per the bank’s rules.
- Career Growth: The job offers excellent career progression opportunities. A Probationary Officer can rise through the ranks to become a Manager, Senior Manager, Chief Manager, and even reach top executive levels like General Manager.
IBPS PO Selection Process 2025: Detailed Prelims, Mains & Interview Stages
The selection for IBPS PO is a rigorous, multi-stage process designed to select the best talent. The process consists of three main phases:
Phase 1: Preliminary Examination
This is an online objective test and the first screening stage.
- Structure:
- English Language: 30 Questions, 30 Marks
- Quantitative Aptitude: 35 Questions, 35 Marks
- Reasoning Ability: 35 Questions, 35 Marks
- Total: 100 Questions, 100 Marks
- Duration: 60 minutes (20 minutes for each section).
- Penalty: 0.25 marks will be deducted for each wrong answer.
- Note: Candidates must clear the sectional as well as the overall cut-off to be shortlisted for the Main Examination.
Phase 2: Main Examination
This is the most crucial stage, and its scores are considered for the final merit list.
- Structure: It consists of an objective test and a descriptive test.
- Objective Test (200 Marks, 160 Minutes):
- Reasoning & Computer Aptitude: 40 Questions, 60 Marks (50 mins)
- General/ Economy/ Banking Awareness: 35 Questions, 50 Marks (25 mins)
- English Language: 35 Questions, 40 Marks (40 mins)
- Data Analysis & Interpretation: 35 Questions, 50 Marks (45 mins)
- Descriptive Test (25 Marks, 30 Minutes):
- English Language (Letter Writing & Essay)
- Objective Test (200 Marks, 160 Minutes):
- Penalty: 0.25 marks deduction for wrong answers in the objective test.
Phase 3: Personality Test & Interview
- Candidates who qualify the Main Examination will be called for a Personality Test and a subsequent Interview.
- The Interview carries 100 marks. The minimum qualifying marks are 40% (35% for SC/ST/OBC/PwBD candidates).
- The final merit list is prepared based on the combined scores of the Main Examination and the Interview, with a weightage ratio of 80:20 respectively.
IBPS PO Application Fee 2025: Check Category-wise Charges
- SC/ST/PwBD Candidates: ₹ 175/- (inclusive of GST)
- All Other Candidates: ₹ 850/- (inclusive of GST) The fee must be paid online using a Debit Card, Credit Card, Internet Banking, IMPS, Cash Cards, or Mobile Wallets.
How to Apply for IBPS PO Recruitment 2025: Step-by-Step Guide
Candidates must apply online through the official IBPS website. Follow these steps carefully:
- Visit the Official Website: Go to
IBPS Official Website. - Navigate to CRP PO/MT: Click on the link “CRP PO/MT” on the homepage.
- Start New Registration: Click on “CLICK HERE TO APPLY ONLINE FOR CRP-PROBATIONARY OFFICERS/MANAGEMENT TRAINEES (CRP-PO/MT-XV)”. Then, click on “CLICK HERE FOR NEW REGISTRATION”.
- Enter Basic Information: Fill in your basic details to generate a provisional registration number and password.
- Upload Documents: Scan and upload the following documents as per the specified guidelines:
- Recent Photograph (4.5cm × 3.5cm)
- Signature (on white paper with black ink)
- Left Thumb Impression (on white paper with black or blue ink)
- A handwritten declaration in English.
- Fill the Application Form: Carefully fill in all your personal, academic, and communication details. Choose your preference for the participating banks.
- Verify Details: Use the “SAVE AND NEXT” option to review and verify all the details before final submission. No changes are allowed after clicking the “COMPLETE REGISTRATION” button.
- Pay the Fee: Proceed to the payment gateway and pay the application fee online.
- Print Application: After successful payment, a confirmation e-receipt and the final application form will be generated. Take a printout of both for your records.
IBPS PO Recruitment 2025: Important Links
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