Your Guide to the Punjab & Sind Bank SO Recruitment 2025
Here’s some exciting news for banking aspirants! Punjab & Sind Bank has officially announced the Punjab & Sind Bank SO Recruitment 2025, opening doors for 190 Specialist Officers (SO) in the Middle Management Grade Scale-II (MMGS-II). This is a fantastic chance to secure a stable and rewarding career in a respected public sector bank. If you’re looking for a government job with a handsome salary and great benefits, this is an opportunity you shouldn’t miss. The bank is looking for dynamic individuals to fill the roles of Credit Manager and Agriculture Manager. The online application process has already started on 19th September 2025 and will close on 10th October 2025. Read on to get all the details about vacancies, eligibility, salary, and how to apply.
Key Highlights of the PSB SO Recruitment 2025
- Post Names: Credit Manager, Agriculture Manager
- Total Vacancies: 190
- Salary/Pay Scale: MMGS-II (₹64,820 – ₹93,960)
- Job Location: Anywhere in India
- Application Start Date: 19th September 2025
- Application Last Date: 10th October 2025
- Application Mode: Online
Punjab & Sind Bank, a Government of India undertaking, is known for its customer-centric approach and has a significant presence across the country. This recruitment drive is aimed at bringing in specialized talent to strengthen its credit and agriculture finance departments, which are crucial for the bank’s growth and for supporting the nation’s economy.
Punjab & Sind Bank SO Vacancy 2025 Breakdown
The bank has released a total of 190 vacancies for two specialist officer posts. Here is a clear breakdown of the available positions:
| Post Name | Scale | Total Vacancies |
|---|---|---|
| Credit Manager | MMGS II | 130 |
| Agriculture Manager | MMGS II | 60 |
| Total | 190 |
Are You Eligible for the Punjab & Sind Bank SO Recruitment?
Before you apply, it’s very important to check if you meet the eligibility criteria set by the bank. The cut-off date for age is 1st September 2025, and for educational qualifications and experience, it is 10th October 2025.
Educational Qualification
- Credit Manager: You need a Graduation degree in any discipline with at least 60% marks (55% for SC/ST/OBC/PwBD). Alternatively, professional qualifications like CA, CMA, CFA, or an MBA in Finance from a recognized university are also acceptable.
- Agriculture Manager: You must have a Bachelor’s Degree in Agriculture, Horticulture, Dairy, Animal Husbandry, Forestry, Veterinary Science, Agriculture Engineering, or Pisciculture with a minimum of 60% marks (55% for SC/ST/OBC/PwBD).
Experience
- Credit Manager: A minimum of three years of post-qualification experience is required as a Branch Manager or in credit appraisal/processing in any Scheduled Commercial Bank.
- Agriculture Manager: You need at least three years of post-qualification experience in the relevant field as an officer in any Scheduled Commercial Bank.
Age Limit (as of 01.09.2025)
- Minimum Age: 23 years
- Maximum Age: 35 years
- Candidates must have been born not earlier than 2nd September 1990 and not later than 1st September 2002. Age relaxation is applicable for reserved categories as per government rules.
PSB SO Salary and Benefits: What’s in It for You?
This is one of the most attractive parts of the job! The salary for Specialist Officers in MMGS-II is excellent and comes with many benefits. The official pay scale is ₹64,820 – 2340/1 – 67160 – 2680/10 – 93960.
But what does this mean? Let’s break it down. Your starting basic pay will be ₹64,820. After one year, you will get an increment of ₹2,340, taking your basic pay to ₹67,160. For the next 10 years, you will receive an annual increment of ₹2,680. On top of this basic pay, you will receive several allowances, which significantly increase your total monthly earnings. These include:
- Dearness Allowance (DA): This is revised quarterly based on the Consumer Price Index.
- House Rent Allowance (HRA): This depends on your place of posting (metro, big city, or other locations).
- City Compensatory Allowance (CCA): Applicable in certain cities to compensate for the higher cost of living.
- Other Perks: You will also be eligible for benefits like medical aid, LTC (Leave Travel Concession), and contributions to the National Pension System (NPS), ensuring a secure financial future.
Punjab & Sind Bank SO Selection Process Explained
The selection process is designed to find the most suitable candidates and involves a written test followed by a personal interview.
Tier 1: Written Test
This is the first stage of the selection process. The online exam will have three sections and will be for a total of 100 marks. The bank may waive the written test at its discretion.
| Name of Test | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language | 20 | 20 | 15 minutes |
| General Awareness | 20 | 20 | 30 minutes |
| Professional Knowledge | 60 | 60 | 60 minutes |
| Total | 100 | 100 | 105 minutes |
You need to score a minimum of 40% (35% for reserved categories) in each section to qualify.
Tier 2: Personal Interview
Candidates who clear the written test will be shortlisted for a Personal Interview. The final selection will be based on the combined scores of the online test (70% weightage) and the interview (30% weightage).
How to Apply Online: Step-by-Step Guide
Follow these simple steps to successfully submit your application form for the Punjab & Sind Bank SO Recruitment 2025. Before you start, make sure you have scanned copies of your photograph, signature, thumb impression, and a hand-written declaration.
- Visit the official Punjab & Sind Bank website.
- Go to the “Recruitment” section on the homepage.
- Find the link for “LATERAL RECRUITMENT OF SPECIALIST OFFICERS IN MMGS II” and click on it.
- Click on “Apply Online” to open the registration page.
- Enter your basic information to register and generate a provisional registration number and password.
- Log in and fill in the detailed application form with your personal, educational, and experience details.
- Upload the scanned documents as per the specified guidelines.
- Carefully review your application form before final submission.
- Proceed to the payment gateway to pay the application fee online.
- After successful payment, take a printout of the e-receipt and the final application form for your records.
Important Dates to Remember
| Event | Date |
|---|---|
| Online Application Starts From | 19th September 2025 |
| Last Date to Apply Online | 10th October 2025 |
| Last Date for Fee Payment | 10th October 2025 |
Application Fees
The application fee must be paid online and is non-refundable.
| Category | Fee Amount |
|---|---|
| SC/ST/PWD | ₹100 + GST |
| General, EWS & OBC | ₹850 + GST |
Essential Links for Your Application
- Apply Online
- Download Official Notification PDF
- Official Website
- Join Our Whatsapp Channel
- Join Our Telegram Channel
This recruitment is a significant step for those looking to build a career in the banking sector. With a clear selection process and a rewarding pay package, the role of a Specialist Officer at Punjab & Sind Bank is highly sought after. Make sure you apply well before the deadline and prepare thoroughly for the examination. We wish you the very best in your application process!
