Kickstart Your Banking Career: IOB Apprentice Recruitment 2025
Indian Overseas Bank (IOB) has announced a significant hiring initiative with the IOB Apprentice Recruitment 2025, opening doors for 750 graduates to join the banking sector. This is a remarkable opportunity for young and ambitious individuals looking to gain invaluable hands-on experience and build a strong foundation in a leading Public Sector Bank. With a handsome monthly stipend of up to ₹15,000, this apprenticeship program offers a chance to learn the ropes of banking operations directly. The application window is short and competitive, open from August 10, 2025, to August 20, 2025. If you’re a graduate aiming for a career in banking, this is your moment to seize.
About Indian Overseas Bank and This Recruitment Drive
Indian Overseas Bank, a cornerstone of India’s public sector banking, has a rich history of fostering talent and contributing to the nation’s financial growth. Headquartered in Chennai, IOB has a vast network across India and abroad, known for its customer-centric approach and robust services. This 2025 apprenticeship engagement is designed under the Apprentices Act, 1961, to train a new generation of banking professionals. The program aims to equip apprentices with practical skills and knowledge, preparing them for future roles in the industry. It’s a structured pathway to understanding the core functions of banking, from customer service to financial operations, in a real-world environment.
| Detail | Information |
|---|---|
| Post Name | Apprentice |
| Total Vacancies | 750 |
| Stipend/Salary | Up to ₹15,000/- per month |
| Job Location | Across India |
| Application Start Date | 10/08/2025 |
| Application End Date | 20/08/2025 |
| Application Mode | Online |
IOB Apprentice Vacancy 2025: State-Wise Breakdown
The 750 apprentice positions are distributed across various states and union territories. Candidates are advised to apply for a vacancy in their home state or a state where they are proficient in the local language.
| State / UT | Vacancies |
|---|---|
| Tamil Nadu | 200 |
| Uttar Pradesh | 110 |
| Maharashtra | 85 |
| Delhi | 53 |
| Bihar | 35 |
| West Bengal | 35 |
| Kerala | 33 |
| Punjab | 24 |
| Orissa | 22 |
| Rajasthan | 16 |
| Gujarat | 16 |
| Haryana | 16 |
| Andhra Pradesh | 15 |
| Madhya Pradesh | 12 |
| Pondicherry | 12 |
| Chattisgarh | 10 |
| Jharkhand | 8 |
| Uttarakhand | 8 |
| Karnataka | 6 |
| Telangana | 6 |
| Assam | 4 |
| Chandigarh | 4 |
| Manipur | 4 |
| Jammu and Kashmir | 2 |
| Meghalaya | 2 |
| Mizoram | 2 |
| Sikkim | 2 |
| Tripura | 2 |
| Andaman and Nicobar | 1 |
| Arunachal Pradesh | 1 |
| Daman and Diu | 1 |
| Goa | 1 |
| Himachal Pradesh | 1 |
| Nagaland | 1 |
| Total | 750 |
Are You Eligible for the IOB Apprentice Role?
Before applying, it’s crucial to ensure you meet all the eligibility requirements set by the bank. The cut-off date for all eligibility criteria is August 1, 2025.
Educational Qualification
- Candidates must possess a Degree (Graduation) in any discipline from a university recognized by the Government of India.
- Any equivalent qualification recognized by the Central Government is also acceptable.
- It is important that the result of the graduation was declared between April 1, 2021, and August 1, 2025. Candidates must be able to produce the necessary Mark Sheets and Degree/Provisional Certificate.
Experience
- Candidates who have undergone apprenticeship training in any other organization are not eligible.
- Individuals with training or job experience of one year or more after obtaining their degree are not eligible to apply.
Age Limit (as of 01/08/2025)
- Minimum Age: 20 years
- Maximum Age: 28 years
- Candidates must have been born between August 1, 1997, and August 1, 2005 (both dates inclusive).
- Age Relaxation: The upper age limit is relaxable for reserved categories as per government guidelines:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- Persons with Benchmark Disabilities (PwBD): 10 years
- Widows, divorced women, and legally separated women: Up to 35 years for General/EWS, 38 for OBC, and 40 for SC/ST.
IOB Apprentice Salary: Stipend and Financial Benefits
This apprenticeship offers a competitive stipend designed to support you as you learn. The monthly stipend varies based on the location of your posting, reflecting the cost of living in different areas. This is not just a training program; it’s a paid opportunity to build your career. The stipend is a fixed monthly payment, and apprentices are not eligible for other allowances like Dearness Allowance (DA) or House Rent Allowance (HRA) that are available to permanent bank employees. However, this stipend is a significant financial stepping stone. The structure is as follows:
- Metro Branches: ₹15,000/- per month
- Urban Branches: ₹12,000/- per month
- Semi-Urban / Rural Branches: ₹10,000/- per month
It’s important to note that for candidates selected under the National Apprenticeship Training Scheme (NATS), a Government of India subsidy of ₹4,500 is part of this stipend and will be credited directly to the apprentice’s bank account via DBT mode. The remaining amount will be paid by the bank. This program provides a stable income while you gain invaluable experience, making it a financially sound choice for aspiring bankers.
IOB Apprentice Selection Process Explained
The selection for the IOB Apprentice program is a multi-stage process designed to identify candidates with the right aptitude and skills for a banking career.
Tier 1: Computer Based Test (CBT)
The first stage is an online objective-type examination. This test assesses your fundamental knowledge across several key areas relevant to banking. The total duration of the exam is 90 minutes. There is no negative marking mentioned, but candidates must score the minimum qualifying marks on the aggregate score as decided by the bank.
- Exam Pattern:
- General Financial Awareness: 25 Questions, 25 Marks
- General English: 25 Questions, 25 Marks
- Quantitative and Reasoning Aptitude: 25 Questions, 25 Marks
- Computer or Subject Knowledge: 25 Questions, 25 Marks
- Total: 100 Questions, 100 Marks
Tier 2: Test of Local Language
Candidates who qualify the online exam will be tested on their proficiency in the local language of the state they have applied for. This includes reading, writing, speaking, and understanding. This test is qualifying in nature. Candidates who can provide a 10th or 12th standard mark sheet as evidence of having studied the specified local language will be exempted from this test.
Detailed Syllabus for the IOB Apprentice Exam 2025
Acing the online exam requires a focused preparation strategy. Here is a detailed breakdown of the topics you need to cover for each subject.
| Subject | Topics |
|---|---|
| General Financial Awareness | Banking and Insurance Awareness, Financial Awareness, Government Schemes and Policies, Current Affairs, Static Awareness, Indian Financial System, History of Indian Banking Industry, Budget and Five Year Plans. |
| General English | Reading Comprehension, Cloze Test, Fillers, Spotting Errors, Sentence Improvement, Para Jumbles, Vocabulary based questions (Synonyms/Antonyms), Idioms and Phrases. |
| Quantitative & Reasoning Aptitude | Quantitative: Number Series, Data Interpretation (Bar Graph, Line Chart, Tabular, Caselet, Radar/Web, Pie Chart), Inequalities (Quadratic & Quantity based), Arithmetic (Percentage, Ratio, Profit & Loss, Simple & Compound Interest, Time & Work, Speed, Distance & Time, Probability, Mensuration, Permutation & Combination). Reasoning: Puzzles & Seating Arrangements, Direction Sense, Blood Relation, Syllogism, Order and Ranking, Coding-Decoding, Machine Input-Output, Inequality, Alpha-Numeric-Symbol Series. |
| Computer or Subject Knowledge | Basics of Computers, Computer Hardware & Software, Operating Systems, MS Office (Word, Excel, PowerPoint), Internet and Networking, Keyboard Shortcuts, Basic Security Concepts. |
How to Apply Online: Step-by-Step Guide
Follow these steps carefully to submit your application for the IOB Apprentice Recruitment 2025 successfully. The application must be submitted online between August 10, 2025, and August 20, 2025.
Before you begin, make sure you have:
- A valid personal Email ID and Mobile Number.
- Scanned copies of your Photograph and Signature.
- Aadhaar Card, PAN Card, or other valid Photo ID proof.
- All educational certificates and mark sheets.
- NATS / NAPS enrolment number.
Application Steps:
- Visit the official BFSI SSC website. (link provided below)
- Navigate to the “Career Opportunities” page.
- Find the link for “IOB Apprenticeship Program FY 2025-26” and click on it.
- Fill out the online application form with accurate personal, academic, and contact details.
- Enter your NATS/NAPS enrolment number when prompted.
- Upload the scanned copies of your photograph and signature as per the specified dimensions.
- Review the entire application form carefully before final submission.
- You will receive an email from BFSI SSC to proceed with the fee payment.
- Pay the application fee online using Debit Card, Credit Card, or Net Banking.
- After successful payment, a confirmation will be sent to your registered email. Take a printout of the final application form and the e-receipt for your records.
Important Dates for IOB Recruitment 2025
Stay updated with the key dates of the recruitment process to ensure you don’t miss any deadlines.
| Event | Date |
|---|---|
| Online Application Start Date | August 10, 2025 |
| Online Application End Date | August 20, 2025 |
| Fee Payment Window | August 10, 2025 to August 20, 2025 |
| Online Examination Date (Tentative) | August 24, 2025 |
Application Fee Details
The application fee must be paid online and is non-refundable. The fee varies based on your category.
| Category | Application Fee (including GST) |
|---|---|
| General / OBC / EWS | ₹944/- |
| Female / SC / ST | ₹708/- |
| PwBD | ₹472/- |
Essential Links for IOB Apprentice Recruitment
Here are all the important links you will need for this recruitment process.
| Link | URL |
|---|---|
| Apply Online | Apply Online |
| Official Notification PDF | Download Now |
| Official Website | Visit Now |
| Join our Whatsapp Channel | Join Now |
| Join our Telegram Channel | Join Now |
This is more than just a training program; it’s your entry ticket into the dynamic world of banking. Prepare well, apply on time, and take the first confident step towards a promising career. Good luck!