Punjab & Sind Bank MSME Relationship Manager Recruitment 2025
Are you an experienced banking professional with a knack for building strong client relationships? Punjab & Sind Bank (PSB) has announced the Punjab & Sind Bank MSME Relationship Manager Recruitment 2025. This is a significant opportunity for graduates with experience in credit and relationship management to join a respected public sector bank on a contractual basis. The bank is looking for 30 dynamic individuals to drive its MSME (Micro, Small, and Medium Enterprises) portfolio. This role offers a chance to work closely with businesses, supporting their growth while achieving the bank’s objectives. The compensation for these positions will be negotiated based on the candidate’s suitability and experience, offering a competitive package. The application window is open from November 5, 2025, to November 26, 2025. If you meet the eligibility criteria and are ready for a challenging role, read on for a complete guide on how to apply.
Key Highlights: PSB MSME Relationship Manager Notification 2025
- Post Name: MSME Relationship Manager
- Total Vacancies: 30
- Salary: Negotiable (Based on suitability and experience)
- Job Location: Anywhere in India
- Application Start Date: 05.11.2025
- Application Last Date: 26.11.2025
- Application Mode: Online
This recruitment is being conducted by Punjab & Sind Bank, a Government of India Undertaking, to engage experienced professionals on a contractual basis. The initial contract will be for three years, subject to annual performance reviews, and can be extended up to a maximum of five years. This role is crucial for strengthening the bank’s MSME banking portfolio.
Punjab & Sind Bank Vacancy 2025 Breakdown
Here is the category-wise distribution for the MSME Relationship Manager posts:
| Post Name | Category | Number of Vacancies |
|---|---|---|
| MSME Relationship Manager | UR | 13 |
| MSME Relationship Manager | EWS | 3 |
| MSME Relationship Manager | OBC | 8 |
| MSME Relationship Manager | SC | 4 |
| MSME Relationship Manager | ST | 2 |
| Total | 30 |
Eligibility Criteria for PSB MSME Relationship Manager
Candidates must ensure they meet all eligibility criteria as of the specified cut-off dates before applying.
Educational Qualification
- Mandatory: A full-time regular Graduation degree in any discipline from a university or institution recognized by the Govt. of India / AICTE.
- Preferred: Candidates with a full-time MBA in Marketing or Finance will be given preference.
- All qualifications must be from a recognized university. The cut-off date for educational qualifications and experience is 26.11.2025.
Experience
- Candidates must have a minimum of three (3) years of post-qualification work experience.
- This experience must be in Relationship / Credit Management.
- Experience should preferably be in MSME Banking from any scheduled commercial bank, NBFC, or Financial Institution in India.
Age Limit (as of 01.11.2025)
- Minimum Age: 25 years
- Maximum Age: 33 years
- Candidates must have been born not earlier than 02.11.1992 and not later than 01.11.2000 (both dates inclusive).
- Age Relaxation: The upper age limit is relaxable for reserved categories as per government rules:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- Persons With Benchmark Disabilities (PwBD): 10 years
- Ex-Servicemen: 5 years
- Persons affected by 1984 riots: 5 years
MSME Relationship Manager Salary and Contract Terms
This position is a contractual engagement and does not follow the standard IBA (Indian Banks’ Association) pay scales. The official notification states that the compensation will be negotiated and finalized based on the candidate’s suitability, experience, and market standards.
This means that instead of a fixed ‘Pay Level’ with separate Dearness Allowance (DA), House Rent Allowance (HRA), and Transport Allowance (TA), selected candidates will likely receive a consolidated monthly remuneration. This package will be discussed during the final stages of the selection process. The contractual nature of the role, initially for three years, allows the bank to bring in specialized talent from the market at a competitive compensation.
While specific allowances aren’t listed, the role is with a public sector bank, offering stability and a professional work environment. The engagement is subject to an annual performance review and can be extended up to a maximum of five years, providing a significant tenure for successful professionals. This negotiated salary structure can be highly beneficial for candidates with strong experience in MSME credit, as it allows for compensation that reflects their proven skills and market value.
Punjab & Sind Bank Selection Process 2025
The selection process for the MSME Relationship Manager will be based on screening, and a final decision will be made through a Written Test and/or a Personal Interview. The bank reserves the right to decide the exact process based on the number of applications received.
Initially, all applications will be screened for eligibility. Based on this screening, candidates will be shortlisted for the next stage. The final selection will be based on the combined scores of the written test and interview, or solely on the interview.
Tier 1: Written Test (If Conducted)
If the bank decides to conduct a written test, it will be an online exam with the following pattern:
| Name of Test | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language | 20 | 20 | 15 minutes |
| General Awareness | 20 | 20 | 30 minutes |
| Professional Knowledge | 60 | 60 | 60 minutes |
| Total | 100 | 100 | 105 minutes |
A crucial point to note is that marks from the ‘Professional Knowledge’ section only will be used for shortlisting candidates for the interview. The English and General Awareness sections are qualifying in nature. Candidates must score a minimum of 40% (35% for reserved categories) in each section to qualify.
Tier 2: Personal Interview
Candidates who are shortlisted, either through screening or after the written test, will be called for a Personal Interview. The interview will be held in New Delhi (or other notified centers) and candidates must attend at their own cost.
The final merit list will be prepared based on these weightages:
- If both Test and Interview are held: 70% weightage to the Written Test score and 30% weightage to the Personal Interview score.
- If only Interview is held: 100% weightage to the Personal Interview score.
How to Apply Online: Step-by-Step Guide
Follow this guide carefully to submit your application for the PSB MSME Relationship Manager post. Before you begin, make sure you have the following documents scanned and ready, as per the guidelines in the notification:
- Recent passport-size photograph.
- Signature (on white paper with black ink).
- Left thumb impression.
- A hand-written declaration (text will be provided in the notification/application portal).
- All relevant documents for eligibility (degree, experience certificates) in PDF format.
Now, follow these steps to apply:
- Visit the official Punjab & Sind Bank website. (link provided below)
- On the homepage, click on the “Recruitment” link.
- Find the “ENGAGEMENT OF MSME RELATIONSHIP MANAGERS” advertisement and click on the link to apply online. (This will redirect to the IBPS portal).
- Click on “Click here for New Registration.”
- Enter your basic information, including a valid personal email ID and mobile number. A provisional registration number and password will be generated and sent to you.
- Log in and fill out the detailed application form with your personal, educational, and experience details.
- Upload the scanned photograph, signature, thumb impression, and hand-written declaration.
- Upload your educational and experience documents as required by the portal.
- Carefully preview your entire application form to ensure all details are correct. No changes can be made after the final submission.
- Click on the ‘Payment’ tab and proceed to pay the application fee online using a debit card, credit card, or net banking.
- After successful payment, a confirmation e-receipt will be generated.
- Take a final printout of your submitted application form and the e-receipt for your records.
Important Dates
| Event | Date |
|---|---|
| Online Application Start Date | 05.11.2025 |
| Online Application Last Date | 26.11.2025 |
| Last Date for Fee Payment | 26.11.2025 |
| Written Test Date | To be notified |
| Interview Date | To be notified |
Application Fees
| Category | Application Fee |
|---|---|
| SC/ST/PWD | ₹100 + Applicable Taxes |
| General, EWS & OBC | ₹850 + Applicable Taxes |
Essential Links
| Apply Online | Official Notification PDF |
| Official Website | Join our Telegram Channel |
| Join our WhatsApp Channel | Follow on Indian App Arattai |
This recruitment drive by Punjab & Sind Bank is a significant opportunity for experienced professionals to take on a key role in the bank’s MSME division. With 30 posts and a competitive, negotiable salary, it’s a chance to leverage your skills in credit and relationship management. Ensure you check all eligibility criteria and submit your application before the 26.11.2025 deadline. Prepare well for the selection process to secure your position in this esteemed public sector bank. Good luck!