Your Guide to the IOB Specialist Officer Recruitment 2025
A fantastic career opportunity has just been announced by the Indian Overseas Bank (IOB). The IOB SO Recruitment 2025 notification is officially out, inviting applications for 127 Specialist Officer (SO) posts in Middle Management Grade (MMG) Scale II and III. This is a brilliant chance for experienced professionals to join a leading public sector bank and secure a stable, well-paying government job. With an attractive salary package and numerous benefits, this recruitment drive is one you don’t want to miss. The online application window is open from September 12, 2025, to October 3, 2025.
About Indian Overseas Bank and This Recruitment Drive
Indian Overseas Bank is a major public sector bank with a strong presence across India and abroad. Known for its commitment to growth and customer service, IOB offers a promising career path for banking professionals. This latest recruitment for Specialist Officers aims to bring in skilled and experienced individuals to strengthen its specialized departments.
| Detail | Information |
|---|---|
| Post Names | Specialist Officers (Manager & Senior Manager) |
| Total Vacancies | 127 |
| Salary / Pay Scale | MMGS II: ₹64,820 – ₹93,960, MMGS III: ₹85,920 – ₹105,280 |
| Job Location | Anywhere in India |
| Application Start Date | September 12, 2025 |
| Application Last Date | October 3, 2025 |
IOB SO Vacancy 2025 Breakdown
Here is a quick look at the distribution of vacancies across various posts.
| Post Name | Scale | Vacancies |
|---|---|---|
| Manager (IS Audit) | MMGS II | 8 |
| Senior Manager (IS Audit) | MMGS III | 2 |
| Manager (Civil) | MMGS II | 5 |
| Manager (Architect) | MMGS II | 3 |
| Manager (Electrical) | MMGS II | 1 |
| Manager (Automobile) | MMGS II | 1 |
| Manager (Printing) | MMGS II | 1 |
| Manager (Treasury) | MMGS II | 11 |
| Manager (Corporate Credit) | MMGS II | 6 |
| Senior Manager (Corporate Credit) | MMGS III | 4 |
| Manager – IT | MMGS II | 41 |
| Senior Manager – IT | MMGS III | 4 |
| Manager Risk | MMGS II | 5 |
| Senior Manager- Risk | MMGS III | 5 |
| Manger Information Security | MMGS II | 13 |
| Senior Manager- Information Security | MMGS III | 2 |
| Manager- Software Engineer- Mobile Apps | MMGS II | 2 |
| Senior Manager- Software Engineer Mobile Apps | MMGS III | 1 |
| Manager- Software Engineer- Automation | MMGS II | 2 |
| Manager- Software Engineer-Dot Net | MMGS II | 2 |
| Manager- Software Engineer- Java | MMGS II | 2 |
| Manager- Software Engineer- ML-Ops | MMGS II | 2 |
| Manager- Data Scientist | MMGS II | 1 |
| Senior Manager- Data Scientist | MMGS III | 1 |
| Manager- Data Engineer | MMGS II | 1 |
| Senior Manager- Data Engineer | MMGS III | 1 |
| Total | 127 |
Eligibility Criteria for IOB Specialist Officers
To be eligible for the IOB SO Recruitment 2025, you must meet the specific educational, experience, and age requirements as of September 1, 2025.
Educational Qualification & Experience
- Manager (IS Audit): B.E./B.Tech/MCA/M.Sc in relevant fields with CISA certification and 2-3 years of experience.
- Senior Manager (IS Audit): B.E./B.Tech/MCA/M.Sc in relevant fields with CISA certification and 4-6 years of experience.
- Manager (Civil): Full-time B.E./B.Tech in Civil Engineering with 3 years of experience.
- Manager (Architect): Bachelor’s Degree in Architecture with COA registration and 3 years of experience.
- Manager (Electrical): Full-time B.E./B.Tech in Electrical Engineering with 3 years of experience.
- Manager (IT): Full-time B.E./B.Tech/M.Tech/MCA/M.Sc in IT-related fields with 3+ years of experience in specific domains like ATM services, Mobile Banking, Finacle, etc.
- Senior Manager (IT): Full-time B.E./B.Tech/M.Tech/MCA/M.Sc in IT-related fields with 5+ years of experience.
- Manager (Corporate Credit): Bachelor’s degree with professional qualifications like MBA (Finance), CA, CFA, etc., and 3 years of work experience.
- Senior Manager (Corporate Credit): Bachelor’s degree with professional qualifications and 5 years of work experience.
- For other posts: Candidates are advised to check the official notification for detailed post-wise qualifications and experience requirements. All degrees must be from a government-recognized university.
Age Limit
- MMG Scale II Posts: Minimum 25 years and Maximum 35 years.
- MMG Scale III Posts: Minimum 30 years and Maximum 40 years.
- Relaxation in the upper age limit is applicable for reserved categories as per government norms (5 years for SC/ST, 3 years for OBC, 10 years for PWBD).
IOB SO Salary and Benefits (A Detailed Look)
A career as a Specialist Officer in IOB is not just about prestige; it comes with a handsome salary and excellent benefits. The pay scale is based on the Middle Management Grade. For MMGS Scale II, the pay scale is ₹64,820 – ₹93,960, and for MMGS Scale III, it is ₹85,920 – ₹105,280. This is just the basic pay! Your total monthly salary (in-hand) will be much higher.
On top of the basic pay, you will receive several allowances. Dearness Allowance (DA) is revised quarterly based on the Consumer Price Index. House Rent Allowance (HRA) depends on your city of posting (major metros have higher HRA). You also get City Compensatory Allowance (CCA). Other perks include contributions to the National Pension System (NPS), medical insurance for you and your family, leave travel concession (LTC), and allowances for newspapers, entertainment, and telephone bills. The overall package makes it one of the most financially rewarding jobs in the banking sector.
The IOB SO Selection Process Explained
The selection process is designed to find the most suitable candidates for these specialized roles. It consists of two main stages:
Tier 1: Computer Based Test
- This is an online objective test with a total of 100 questions for 100 marks.
- The total duration of the exam is 2 hours, with sectional timings.
- Exam Pattern:
- English Language: 25 Questions, 25 Marks (30 mins)
- General Awareness (with reference to Banking): 25 Questions, 25 Marks (30 mins)
- Professional Knowledge: 50 Questions, 50 Marks (60 mins)
- There is a penalty for wrong answers; 1/4th of the mark assigned to that question will be deducted.
Tier 2: Interview
Candidates who clear the online examination will be shortlisted and called for a personal interview. The final selection will be based on the combined marks obtained in the online exam and the interview.
How to Apply Online: Step-by-Step Guide
Follow these simple steps to submit your application form successfully. Before you start, make sure you have scanned copies of your photograph, signature, left thumb impression, and a handwritten declaration.
- Visit the official IOB website. (link provided below)
- Go to the “Careers” page.
- Find the link for “RECRUITMENT OF SPECIALIST OFFICERS-2025-2026” and click on it.
- Click on “Click here to Register Online” to start your application.
- Fill in your basic details to get a registration number and password.
- Log in and fill out the detailed application form with your personal, educational, and experience details.
- Upload the scanned copies of your photograph, signature, and other required documents.
- Pay the application fee online using a debit card, credit card, or internet banking.
- Review your application carefully before final submission.
- Take a printout of the final submitted application form and the e-receipt for your records.
IOB SO Recruitment Important Dates
| Event | Date |
|---|---|
| Online Registration Starts | September 12, 2025 |
| Last Date for Online Registration | October 3, 2025 |
| Last Date for Fee Payment | October 3, 2025 |
| Online Examination Date | To Be Announced |
Application Fees
| Category | Fee |
|---|---|
| SC / ST / PWD | ₹175 (Intimation Charges Only) |
| All Others (including OBC & EWS) | ₹1000 |
Essential Links for IOB Recruitment
| Link | URL |
|---|---|
| Apply Online | Apply Online Now |
| Download Official Notification | Download Official Notification |
| Official Website | Visit Official Website |
| Join our Whatsapp Channel | Join Whatsapp Job Alert Channel |
| Join our Telegram Channel | Join Telegram Job Alert Channel |
This is a significant opportunity to build a rewarding career with Indian Overseas Bank. Make sure you read the official notification carefully and apply before the deadline. We wish you the very best in your application and preparation!
