J&K Bank Apprentice 2026 Notification: Eligibility, Stipend & Complete Apply Guide
If you are a fresh graduate from Jammu & Kashmir, Ladakh, Delhi, Mumbai, Lucknow, Bangalore, or Mohali, this is a wonderful chance for you. Jammu & Kashmir Bank Limited (J&K Bank) has released the official notification for 614 Apprentice vacancies under the NATS (National Apprenticeship Training Scheme). Selected candidates will receive a monthly stipend of ₹13,500 plus conveyance for a 12-month structured banking apprenticeship. For many of you, this will be the first real step into the banking sector — don’t miss it.
The online application window is short — it opens on 20 April 2026 and closes on 26 April 2026. Anyone who has passed Graduation on or after 01 January 2022 and is between 20 to 28 years of age can apply. This article explains everything: state/district-wise vacancies, eligibility, stipend, selection process, fees, and the exact step-by-step apply process. Read it carefully till the end so you don’t miss any important detail on GovtJobsAlert.in.
What are the Key Highlights of J&K Bank Apprentice Recruitment 2026?
Jammu & Kashmir Bank is one of India’s oldest private-public sector banks with its Corporate Headquarters at M.A. Road, Srinagar. This apprenticeship engagement (Notification Ref. JKB/HR/Rectt/2026-182, dated 17 April 2026) is under the Apprentices Act, 1961 and covers the UTs of J&K, Ladakh, and five pan-India clusters. Graduates who wish to start a banking career and are looking for strong Jammu and Kashmir government job opportunities should grab this chance.
- Post Name: Apprentice (under NATS)
- Total Vacancies: 614 posts
- Monthly Stipend: ₹13,500 (₹9,000 Bank + ₹4,500 Govt DBT) + up to ₹1,250 conveyance
- Training Duration: 12 months
- Job Location: J&K, Ladakh, Delhi, Mumbai, Lucknow, Bangalore, Mohali
- Application Start Date: 20 April 2026
- Last Date to Apply: 26 April 2026
What is the District-wise Vacancy Breakdown for J&K Bank Apprentice 2026?
The 614 apprentice vacancies are split across three main zones — UT of J&K (461 posts across 20 districts), UT of Ladakh (18 posts), and Rest of India (135 posts across 5 cluster centres). Candidates must apply for only one district or cluster; multiple applications are rejected.
| Zone | Region | Vacancies |
|---|---|---|
| UT of J&K | Srinagar | 75 |
| UT of J&K | Jammu | 75 |
| UT of J&K | Baramulla | 35 |
| UT of J&K | Anantnag | 30 |
| UT of J&K | Budgam | 30 |
| UT of J&K | Pulwama | 20 |
| UT of J&K | Kathua | 20 |
| UT of J&K | Rajouri | 19 |
| UT of J&K | Kupwara | 18 |
| UT of J&K | Udhampur | 16 |
| UT of J&K | Shopian | 15 |
| UT of J&K | Doda | 15 |
| UT of J&K | Kulgam | 14 |
| UT of J&K | Poonch | 14 |
| UT of J&K | Samba | 13 |
| UT of J&K | Ganderbal | 12 |
| UT of J&K | Reasi | 11 |
| UT of J&K | Bandipora | 10 |
| UT of J&K | Kishtwar | 10 |
| UT of J&K | Ramban | 9 |
| UT of Ladakh | Leh | 10 |
| UT of Ladakh | Kargil | 8 |
| ROI Cluster | Delhi | 42 |
| ROI Cluster | Mohali | 28 |
| ROI Cluster | Mumbai/Greater Mumbai | 26 |
| ROI Cluster | Lucknow | 20 |
| ROI Cluster | Bangalore | 19 |
Each district/cluster has its own internal category split (SC, ST, OBC, EWS, UR, plus ALC/IB and Residents of Backward Area in J&K, and PwBD horizontal reservation in select clusters). The detailed category table is available in the official notification PDF.
What is the Eligibility Criteria for J&K Bank Apprentice 2026?
Educational Qualification
You must meet all these conditions on the date of online registration:
- Graduation from a recognised University or Institute in any stream
- Graduation passed on or after 01 January 2022 (fresh graduates only — older graduates are not eligible)
- Must have studied the local/official language of the chosen region as a subject in Class 10th or 12th
- Candidates who have already completed apprenticeship earlier, or are currently pursuing one, are NOT eligible
If you are a fresh graduate looking for government jobs, this role gives you one full year of structured banking exposure.
Age Limit
| Event | Details |
|---|---|
| Age As On | 01 January 2026 |
| Minimum Age | 20 years |
| Maximum Age | 28 years |
| Relaxation | SC/ST/OBC/PwBD as per Govt of India rules |
Note: Age relaxation is NOT given for categories where no vacancies exist in your chosen district/cluster.
Salary and Stipend for J&K Bank Apprentice 2026
J&K Bank offers a fair monthly package that helps cover your living expenses during the one-year training.
- Monthly Stipend: ₹13,500 per month (fixed)
- Bank’s Share: ₹9,000 per month
- Government DBT Share: ₹4,500 per month (paid only if age is below 35 years as on contract date)
- Conveyance Allowance: Up to ₹1,250 per month
- Casual Leave: 12 days during the 12-month training
With stipend plus conveyance combined, your approximate monthly in-hand amount reaches around ₹14,750, making this one of the better-paid apprenticeship programs in the Indian banking sector.
No other allowances, PF, gratuity, or employment benefits are provided — this is a training contract under the Apprentices Act, not a full-time job. However, completion opens strong career pathways and gives J&K / Ladakh domicile candidates a one-year age relaxation when applying for the J&K Bank Banking Associate cadre.
What is the Selection Process for J&K Bank Apprentice 2026?
The selection involves three clear stages. Everyone who applies must clear each stage in order.
Stage 1: Online Written Test
- Mode: Online objective examination in English
- Total Questions: 100 questions in 60 minutes
- Total Marks: 100 marks
- Negative Marking: 1/4 (0.25 mark) deducted for each wrong answer
| Section | Questions | Marks |
|---|---|---|
| General Awareness + English | 50 | 50 |
| Quantitative Aptitude + Reasoning | 50 | 50 |
Each section is time-boxed to 30 minutes, so you cannot move back to a previous section once time is over.
Check the exam preparation syllabus and strategy to plan your study properly for these four core subjects.
Stage 2: Document Verification
Shortlisted candidates are called for verification of original certificates — graduation mark sheets, date-of-birth proof, Aadhaar, PAN, category/income certificate, and domicile certificate.
Stage 3: Medical Fitness
Final engagement is subject to medical fitness certified by a qualified medical practitioner engaged by the Bank.
Special Weightage: Candidates who are domiciles of J&K or Ladakh UTs get an additional 2.5 marks (out of 100) added to their online written test score.
How to Apply Online for J&K Bank Apprentice 2026?
Before starting, keep these documents scanned and ready — passport-size photograph (4.5cm × 3.5cm, 20-50 KB), signature (10-20 KB), left thumb impression (20-50 KB), and hand-written declaration (50-100 KB). The process has two parts — first a mandatory NATS portal registration, then the J&K Bank application.
- Register on the NATS Apprenticeship Portal first to obtain your enrolment number; complete 100% of your profile.
- Make sure your Mobile, Aadhaar, and Bank account are inter-linked with DBT enabled.
- Visit the J&K Bank Careers page — the direct apply link is in the Essential Links section below.
- Click New Registration and fill your Name, contact details, and Email ID.
- Note the auto-generated Provisional Registration Number and Password carefully.
- Use SAVE AND NEXT to fill your personal, educational, and category details.
- Upload all required scanned documents in the correct sizes.
- Preview the form and click COMPLETE REGISTRATION.
- Click the Payment tab and pay the applicable fee online.
- Click Submit and take a printout of the final application form and e-Receipt.
Remember — you can apply for only ONE district or cluster. If you submit multiple applications, only the latest one is considered.
What are the Important Dates for J&K Bank Apprentice 2026?
| Event | Date |
|---|---|
| Notification Release Date | 17 April 2026 |
| Application Start Date | 20 April 2026 |
| Application Last Date | 26 April 2026 |
| Fee Payment Last Date | 26 April 2026 |
| Age Reckoning Date | 01 January 2026 |
| Graduation Cut-off | On or after 01 January 2022 |
| Online Exam Date | To be announced |
What is the Application Fee for J&K Bank Apprentice 2026?
| Category | Fee |
|---|---|
| Unreserved (UR) | ₹700 |
| SC/ST/OBC/EWS/PwBD | ₹500 |
Payment is online only through Debit Card (RuPay/Visa/MasterCard/Maestro), Credit Card, Internet Banking, IMPS, or Mobile Wallets. The fee is inclusive of GST and is non-refundable. Transaction charges, if any, must be borne by the candidate.
Essential Links for J&K Bank Apprentice 2026 Apply Online
- Download Official Notification PDF
- Apply Online for J&K Bank Apprentice 2026
- Visit J&K Bank Career Page
- Register on NATS Portal
- Join WhatsApp Channel for Government Jobs
- Join Telegram Channel for Government Jobs
- Join J&K State Telegram Channel
Fresh graduates, this is truly a short but powerful window — you have only from 20 April to 26 April 2026 to complete both NATS registration and the J&K Bank application. Don’t leave it for the last day; portal traffic will be heavy. Choose your district wisely, prepare well for the 60-minute online test, and walk into this apprenticeship with confidence. Keep visiting GovtJobsAlert.in for more such banking recruitment notifications and updates.