Fresh Graduate Jobs at LIC Housing Finance — 180 Junior Assistant Posts Open
LIC Housing Finance Limited (LIC HFL) has released a fresh recruitment notification on 16 April 2026 for the post of Junior Assistant. A total of 180 vacancies are open across 20 states and 58 cities, making this one of the biggest entry-level PSU hiring drives this year. Any graduate with 55% marks and basic computer skills can apply, and the best part is the in-hand salary of ₹26,727–₹29,527 per month plus meal coupons. If you are looking for stable banking and finance sector jobs, this is a top-level opportunity.
The online application window is very short — only 16 April 2026 to 30 April 2026. The application fee is ₹800 plus 18% GST, paid online. In this detailed guide on GovtJobsAlert.in, we will walk you through everything — vacancy break-up, eligibility, salary, selection process, application steps, and important dates — in simple language. So don’t worry, read carefully and apply before the last date.
Key Highlights — LIC HFL Junior Assistant Recruitment 2026
LIC Housing Finance Limited is a subsidiary of Life Insurance Corporation of India and one of India’s largest housing finance companies. Working here means a stable PSU job with good growth, health cover, and performance-based annual increments of up to 10%. This is a perfect opening for any graduate seeking government jobs with a trusted brand.
- Organisation: LIC Housing Finance Limited (LIC HFL)
- Post Name: Junior Assistant
- Total Vacancies: 180
- Basic Pay: ₹20,000 per month (CTC ₹4,64,508 – ₹4,98,108 per annum)
- Eligibility: Graduate with minimum 55% marks + Computer Literacy
- Age Limit: 21 to 30 years (as on 01.04.2026)
- Application Fee: ₹800 + 18% GST
- Application Mode: Online only
- Application Dates: 16 April 2026 to 30 April 2026
- Exam (Tentative): 1st week of June 2026
- Job Location: Across 20 States / 58 Cities in India
What is the State-Wise Vacancy Breakdown for LIC HFL Junior Assistant 2026?
A total of 180 Junior Assistant posts are distributed state-wise. Karnataka leads with 29 vacancies (Bangalore alone has 23 posts), followed by Maharashtra with 25 and Telangana with 24. Please note — the notification PDF lists vacancies only city-wise; the category-wise break-up (UR, OBC, SC, ST, EWS, PwBD) is not disclosed. Candidates can apply for only one vacancy city, so choose your preferred city carefully.
| State | Cities | Vacancies |
|---|---|---|
| Karnataka | Bangalore, Belgaum, Gulbarga, Hassan, Mangalore, Mysore, Raichur | 29 |
| Maharashtra | Mumbai, Pune, Nagpur, Nasik, Aurangabad + 5 more | 25 |
| Telangana | Hyderabad, Warangal, Karimnagar + 3 more | 24 |
| Tamil Nadu | Chennai, Coimbatore, Madurai + 6 more | 21 |
| Madhya Pradesh | Bhopal, Indore, Jabalpur + 3 more | 18 |
| Uttar Pradesh | Lucknow, Meerut, Varanasi, Saharanpur | 13 |
| West Bengal | Kolkata, Siliguri | 9 |
| Andhra Pradesh | Vijayawada, Vizag, Guntur, Tirupati | 8 |
| Bihar | Patna, Muzaffarpur, Biharshariff | 7 |
| Odisha | Cuttack–Bhubaneswar | 7 |
| Assam | Guwahati | 3 |
| Chhattisgarh | Raipur | 3 |
| Delhi | Delhi NCR | 3 |
| Kerala | Ernakulam, Palakkad, Thrissur | 3 |
| Gujarat | Ahmedabad, Rajkot | 2 |
| J&K | Jammu | 1 |
| Punjab | Amritsar | 1 |
| Rajasthan | Alwar | 1 |
| Sikkim | Gangtok | 1 |
| Uttarakhand | Dehradun | 1 |
| Grand Total | 58 Cities / 20 States | 180 |
What is the Eligibility for LIC HFL Junior Assistant 2026?
To apply for this recruitment, you must be an Indian citizen and meet the educational, age, and computer-skills requirements. LIC HFL has kept the eligibility simple so that any graduate degree holder from a recognised university can apply.
Educational Qualification
- Graduation in any discipline from a university recognised by the Government of India
- Minimum aggregate of 55% marks (no rounding — 54.99% is NOT eligible)
- CGPA/OGPA must be converted to percentage as per university rules
- Correspondence, Distance, and Part-time courses are NOT eligible
- Final result must be declared on or before 01 April 2026
- Computer Literacy: operating and working knowledge of computer systems is mandatory
Age Limit (as on 01.04.2026)
- Minimum Age: 21 years
- Maximum Age: 30 years
- Born between: 02 April 1996 and 01 April 2005 (both dates inclusive)
- Age Relaxation: Not specified in the notification — candidates should check official updates
What is the Salary for LIC HFL Junior Assistant 2026?
The salary structure for Junior Assistants in LIC HFL is very attractive for a starting-level PSU job. The basic pay is ₹20,000 per month across all city categories, but the total CTC varies from ₹4,64,508 to ₹4,98,108 per annum depending on whether you are posted in a Category I, II, or III city.
- Basic Pay: ₹20,000/month (same for all cities)
- HRA: ₹3,000 to ₹4,400/month (city-wise)
- Other Benefits: ₹7,000 to ₹8,400/month
- Meal Coupon: ₹210 per working day (approx ₹5,040/month)
- PF Company Contribution: ₹2,400/month
- Mediclaim (family floater): ₹1,119/month
- Group Insurance: ₹150/month
In-hand Salary Range: ₹26,727 – ₹29,527 per month + ₹5,040 meal coupon. Gross pay ranges from ₹30,000 to ₹32,800 depending on the posting city.
Apart from the monthly salary, you get gratuity, staff housing loan facility, performance-linked incentives, and annual increments up to 10% of basic pay based on your yearly performance. The probation period is 6 months from the date of joining. Note that lease/staff quarter facility is not applicable for the Junior Assistant cadre.
What is the Selection Process for LIC HFL Junior Assistant 2026?
LIC HFL will select candidates in four stages. The most important stage is the online examination, so plan your preparation strategy well in advance. Final merit is based on the combined marks of the online exam and interview.
- Online Objective Examination — 200 questions, 200 marks, 120 minutes
- Personal Interview — for candidates shortlisted from exam merit
- Medical Examination — by an LIC HFL authorised Medical Examiner
- Background Verification — mandatory before final appointment
Online Exam Pattern
The online test is in English language only. It is an objective multiple-choice paper with 0.25 (one-fourth) negative marking for each wrong answer. No penalty for un-attempted questions.
| Section | Questions | Marks |
|---|---|---|
| English Language | 40 | 40 |
| Logical Reasoning | 40 | 40 |
| General Awareness (Housing Finance focus) | 40 | 40 |
| Numerical Ability | 40 | 40 |
| Computer Skill | 40 | 40 |
| Total | 200 | 200 |
Note: The General Awareness section has special emphasis on the Housing Finance Industry, so study current affairs of the housing and banking sectors carefully.
How to Apply Online for LIC HFL Junior Assistant 2026?
The entire application process is online. You can apply either through the LIC HFL careers page or directly on the IBPS registration portal. Keep your photograph, signature, left thumb impression, and handwritten declaration ready before you begin.
- Visit www.lichousing.com → Careers → Job Opportunities → Recruitment of Junior Assistants → Apply Online, or go directly to the online application link (link provided below)
- Click on “Click here for New Registration” and enter your name, contact details, and email-id. Note down the Provisional Registration Number and Password sent to you by email/SMS.
- Use “Save and Next” to fill the form in multiple sessions. Validate your details carefully before submission.
- Upload your Photograph (4.5 × 3.5 cm, 20–50 KB), Signature (10–20 KB), Left Thumb Impression (20–50 KB), and Handwritten Declaration in English (50–100 KB).
- Fill in remaining personal, educational, and work experience details.
- Click “Preview” to review the entire application and correct any mistakes.
- Click “Complete Registration” once verified.
- Go to the “Payment” tab and pay the fee of ₹800 + 18% GST online via Debit Card, Credit Card, Internet Banking, IMPS, or Mobile Wallet.
- Click “Submit” and take a printout of the e-Receipt and Application Form for your records.
- Remember — you can apply for only one vacancy city. Multiple applications will forfeit your earlier fees.
What are the Important Dates for LIC HFL Junior Assistant Recruitment 2026?
Mark your calendar — the application window is only 15 days long, and the exam is expected in the first week of June 2026. Apply early to avoid last-minute server issues.
| Event | Date |
|---|---|
| Notification Date | 16 April 2026 |
| Online Application Starts | 16 April 2026 |
| Last Date to Apply & Pay Fee | 30 April 2026 |
| Age & Qualification Cut-off Date | 01 April 2026 |
| Call Letter Download | 7–10 days before exam |
| Online Examination (Tentative) | 1st week of June 2026 |
| Interview Date | To be intimated later |
What is the Application Fee for LIC HFL Junior Assistant 2026?
The application fee is the same for all candidates. There is no category-wise exemption mentioned in the notification. Fees are non-refundable and bank transaction charges are borne by the candidate.
| Category | Fee (excluding GST) | Total (with 18% GST) |
|---|---|---|
| All Candidates | ₹800 | ₹944 (approx.) |
Payment Mode: Online only — Debit Card, Credit Card, Internet Banking, IMPS, Cash Card, or Mobile Wallet. All major card networks are accepted including RuPay, Visa, MasterCard, and Maestro. Fee payment window is 16 April to 30 April 2026.
Essential Links — LIC HFL Junior Assistant Recruitment 2026
- Download Official Notification PDF
- Apply Online for LIC HFL Junior Assistant 2026
- Visit LIC HFL Official Careers Page
- Join WhatsApp Channel for Government Jobs
- Join Telegram Channel for Government Jobs
This is a rare chance to join a respected PSU like LIC HFL right out of college. With 180 posts, a stable salary, and good growth, it’s worth putting in your best effort. Mark 30 April 2026 as your final deadline, and start your preparation for the online exam now. For more PSU job notifications and alerts, keep visiting GovtJobsAlert.in — we publish every new opening in simple language so you never miss an opportunity.