BOB SO Recruitment 2026: 1,100 Wealth Executive & Credit Analyst Posts

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Bank of Baroda SO Recruitment 2026: 1,100 Officer Jobs in Wealth Management and Corporate Credit

Bank of Baroda has released a fresh advertisement to recruit officers on a regular basis. The advertisement covers two very different banking jobs, each with its own eligibility bar. One is a junior-grade wealth management post needing two years of sales experience; the other a middle-management credit role for CAs with a year in banking. Both are regular officer-cadre posts on a full bank pay scale, not contract positions.

The application window runs from 4 September 2026 to 24 September 2026 — a short three-week run. Read the eligibility for your own post before you pay the fee, because the certification rule for one post and the CA rule for the other are hard bars, not preferences. This guide on GovtJobsAlert covers vacancies, eligibility, pay, fee and the full selection route.

What are the Key Highlights of BOB SO Recruitment 2026?

DetailInformation
OrganisationBank of Baroda
Advertisement NumberBOB/HRM/REC/ADVT/2026/17
Total Vacancies1,100
PositionsWealth Executive, Credit Analyst – C&IC
Application Window4 September 2026 to 24 September 2026
Cut-Off Date for Eligibility1 September 2026
Job LocationAnywhere in India
Application ModeOnline only

How Many Vacancies Are There in BOB SO Recruitment 2026?

The reservation split is not the same for both posts, so read the row for the post you are actually applying to.

PostCategory-wise SplitSeats
Wealth Executive (JMG/S-I)UR 405, SC 150, ST 75, OBC 270, EWS 1001,000
Credit Analyst – C&IC (MMG/S-II)UR 40, SC 15, ST 8, OBC 27, EWS 10100

Reservation for Persons with Benchmark Disabilities is horizontal — these seats sit inside the numbers above and are not extra.

PostPwBD Break-up (Horizontal)Seats
Wealth ExecutiveLD 10, HI 10, VI 10, d&e 1040
Credit Analyst – C&ICLD 1, HI 1, VI 1, d&e 14

Wealth Executive takes 1,000 of the 1,100 openings, so most readers of this page will be applying there. Note that the Bank may modify the number of vacancies depending on its requirement.

What is the Eligibility Criteria for BOB Wealth Executive and Credit Analyst 2026?

PostMandatory Requirement
Wealth ExecutiveGraduation in any discipline and one valid certification — IC 38 (Insurance Institute of India), NISM Series V-A, NISM Series XXI-A (PMS Distributors) or NISM Series V-D; the certifications must be kept valid for as long as you are employed
Credit Analyst – C&ICGraduation in any discipline and Chartered Accountant
PostExperience Required
Wealth ExecutiveMinimum 2 years in sales of wealth products with a public sector, private, foreign bank, broking or securities firm, AMC or wealth management company in India
Credit Analyst – C&ICMinimum 1 year of banking experience in a Scheduled Commercial Bank; experience in corporate credit is preferred

The certification for Wealth Executive is mandatory, not preferred. If you are a graduate looking for a banking career but hold none of those four certificates on 1 September 2026, the post is not open to you. A post-graduate management degree or an MBA is listed only as preferred and does not replace the certificate. For Credit Analyst the CA is the gate, and commerce and finance candidates without it cannot apply on banking experience alone.

Two experience rules quietly disqualify people. Post-qualification experience of less than six months as on 1 September 2026 shall not be counted, unless it is part of your current employment. Experience in the clerical cadre will not be counted at all — many bank clerks assume their counter years qualify them here, and they do not.

What is the Age Limit and Relaxation for Bank of Baroda SO 2026?

PostMinimum AgeMaximum Age
Wealth Executive22 years32 years
Credit Analyst – C&IC21 years33 years

Age is reckoned as on 1 September 2026, and the maximum shown is for General category candidates.

CategoryAge Relaxation
Scheduled Caste / Scheduled Tribe5 years
OBC (Non-Creamy Layer)3 years
PwBD — General / EWS10 years
PwBD — OBC13 years
PwBD — SC / ST15 years
Ex-Servicemen / ECO / SSCO — General / EWS5 years — you need at least 5 years’ military service and release on completion of assignment, otherwise than by dismissal or discharge for misconduct, inefficiency, physical disability attributable to military service or invalidment; officers whose assignment is due to be completed within one year of the last date of application also qualify
Ex-Servicemen / ECO / SSCO — OBC8 years — same service and release conditions
Ex-Servicemen / ECO / SSCO — SC / ST10 years — same service and release conditions

🎂 Not sure if you meet the age criteria? Use our free Age Calculator for Government Exams to find your exact age on the cut-off date and instantly check your eligibility — including any age relaxation you qualify for. →

Relaxation applies only against the reservation points shown above. Ex-Servicemen get the age relaxation only — the officers’ cadre carries no reservation for them. Your category certificate is uploaded with the application itself, and produced again at the interview and later if the Bank asks.

What is the Salary for BOB Wealth Executive and Credit Analyst 2026?

PostGradeBasic Pay Range
Wealth ExecutiveJMG/S-IRs 48,480 to Rs 85,920
Credit Analyst – C&ICMMG/S-IIRs 64,820 to Rs 93,960

The full scales printed in the notification are 48480-2000/7-62480-2340/2-67160-2680/7-85920 for JMG/S-I and 64820-2340/1-67160-2680/10-93960 for MMG/S-II. On top of basic pay come allowances, perquisites and benefits governed by the industry-level bipartite settlement and the Joint Note for bank officers.

Two conditions come attached. Probation is 12 months of active service from joining, and every selected candidate must execute a three-year service bond. Leave early and you pay three months’ gross salary, capped at Rs 2 lakh in JMG/S-I and Rs 3 lakh in MMG/S-II.

What is the Selection Process for BOB SO Recruitment 2026?

StageDetail
Application ScrutinyMay be applied — applications screened against eligibility
Online TestOnly if the Bank decides to conduct a written test for any or all positions
Exam centresThe tentative list covers all 28 states but only six union territories — Lakshadweep and Dadra & Nagar Haveli and Daman & Diu have no centre; the Bank may add, remove or modify centres, your allotted centre is named in the call letter, and you attend at your own risk and expense
Psychometric TestOr any other test the Bank deems suitable
Two cut-offs, not oneIf a written test is held you must clear a minimum in EACH section and a minimum total score before you can be shortlisted for the psychometric test or the interview
Cross-position considerationThe Bank may consider you for a position other than the one you applied for if you meet that position’s eligibility, and may add a descriptive test or case study to the exam
Group Discussion and/or Personal InterviewMay be a single round or multiple rounds
Tie at the cut-offCandidates sharing the cut-off mark are ranked by age in descending order — the older candidate ranks higher
Score disclosureOnline test scores are not shared with interview-shortlisted candidates before the selection process completes, and the PI score of a candidate who fails to qualify is never disclosed
Document VerificationCandidature stays provisional until all details and documents are verified against the originals
Medical ExaminationBefore joining, at the candidate’s own expense

The online test is not confirmed. The notification calls the structure below tentative and applies it only “in case it is decided to conduct the written test”. If it is held, this is the shape.

SectionQuestions / MarksCounts for Merit?
English Language20 / 20Qualifying only
Reasoning Ability & Quantitative Aptitude20 / 20Qualifying only
General / Economic & Banking Awareness20 / 20Qualifying only
Professional Knowledge for the Position60 / 60Yes — merit is drawn from this
All four sections — separately timed at 20, 20, 20 and 60 minutes120 / 120 in 120 minOnly Section 4 counts

Read that third column again — it changes how you prepare. Sections 1 to 3 are qualifying in nature and their marks will not be reckoned for the merit list; only Professional Knowledge counts. Every section except English is bilingual. 0.25 of the marks assigned to that question is deducted for each wrong answer, with nothing deducted for a blank. Minimum qualifying marks are fixed by the Bank at its sole discretion, and it may waive them. Our exam syllabus pages help you plan that professional-knowledge preparation.

The interview bar is 60% for General and EWS candidates and 55% for other reserved categories, which the Bank may change at its discretion. Candidates who do not clear the interview will not be considered for final selection, and the Bank has reserved the right to cancel, modify or add any part of this method.

What Mistakes Can Cancel Your BOB SO Application in 2026?

These are the lines candidates skip. Each can end your candidature; exam-hall rules apply only if the online test is held.

ConditionWhat it means for you
Multiple applicationsOnly the latest valid application is retained; the fee paid for the other registrations stands forfeited
Change of categoryNot permitted at any stage after registration, and your result is processed on the category you first entered
OBC creamy layerCandidates in the creamy layer, or whose caste is not in the Central List, are not entitled to OBC reservation or age relaxation
OBC certificate validityThe certificate must carry the non-creamy-layer clause, be issued within one year of the advertisement date and be valid on the interview date, and the caste name on it must tally letter by letter with the Central Government list
NationalityYou must be an Indian citizen, or a subject of Nepal or Bhutan, a Tibetan refugee who came to India before 1 January 1962, or a person of Indian origin who migrated from the listed countries — the last four need a Government of India eligibility certificate
Temporary disabilityA disability certificate marked “likely to improve” is not eligible for PwBD reservation
Benchmark disabilityOnly a disability of not less than 40%, certified by the notified medical authority and valid on 1 September 2026, qualifies for PwBD reservation; without a valid certificate the candidature is liable for cancellation
EWS proofEWS reservation needs an Income and Asset Certificate in the prescribed format from a Competent Authority — family gross income below Rs 8 lakh for the financial year, and no 5-acre farm, 1,000 sq ft flat, 100 sq yd plot in a notified municipality or 200 sq yd plot elsewhere
NOC for serving staffGovernment, PSU and nationalised bank employees must produce a No Objection Certificate at the interview, in the absence of which the candidature will not be considered and no travelling expenses are paid
Relieving letter at joiningIf selected from a Government, PSU or nationalised bank job you must also produce a relieving letter from that employer at the time of joining, plus clearance from the relevant authorities
Unrecognised institutionYour degree must be from a University, Institute or Board recognised by the Government of India or approved by a Government regulatory body, and you must produce that recognition document
Documents at interviewOriginals must be produced, failing which you may not be permitted to appear, and non-submission will debar you from further participation
Ex-Servicemen papersAn Ex-Servicemen candidate must also produce a copy of the Service or Discharge Book, the pension payment order and documentary proof of the rank last or presently held, substantive as well as acting
Photo ID at the exam and the interviewCarry the call letter with a listed photo ID — PAN, passport, driving licence, voter card, Aadhaar, bank passbook with photo or employee ID; a ration card is not accepted for this project, and a changed name needs the original gazette notification, marriage certificate or affidavit
False informationIncorrect or suppressed facts detected at any stage cancel the candidature, and services are liable to be terminated without notice even after appointment
Name spellingYour name must be spelt in the application exactly as it appears on your certificates and mark sheets; any change or alteration found may disqualify the candidature
Detected laterIf a process violation goes undetected now but is found later, the disqualification takes place with retrospective effect
Similar answer patternsThe test agency compares response patterns across candidates; if it concludes answers were shared and scores are not genuine, the Bank may cancel the candidature and withhold the result
Unfair meansImpersonation or unfair means leads to disqualification from this exam and from future examinations conducted by the Bank, permanently or for a specified period
Mobile phone or calculatorPhones, pagers and other communication devices are barred from the exam premises and calculators may not even be carried; any infringement cancels the candidature and can bring a ban from future Bank examinations
Incomplete applicationAn application incomplete in any respect, or whose fee payment did not go through, is deemed invalid and will not be considered for further evaluation
Hand-written declarationIt must be in your own handwriting, in English, and not in capital letters; one written by anyone else, or in another language, makes the whole application invalid
Signature styleA signature in capital letters shall not be accepted on the application
Signature mismatchIf the signature on your answer script does not match the one on the call letter you are disqualified — sign identically on the application, call letter, attendance sheet and every later correspondence
Multiple interview appearancesAppearing more than once for a single post at interview will be summarily rejected and the candidature cancelled
Unruly behaviourMisbehaviour in the examination hall or at the interview centre can cancel your candidature and disqualify you from future Bank examinations
Change of centre or dateAny request to change the centre, venue, date or time of the examination, GD or interview shall not be entertained
Compensatory timePwBD candidates who did not register for compensatory time in the application shall not be allowed that concession later
What compensatory time is20 minutes for every hour of the examination, for candidates using a scribe, for locomotor disability or cerebral palsy affecting the writing limb by at least 40%, and for visually impaired candidates, who may instead view the paper in magnified font — but not if they use a scribe
Scribe rulesA scribe is arranged and paid for by the candidate, must not himself be a candidate in this examination, and must be declared in the application form; violation cancels both candidatures
Meeting the minimumMeeting the minimum eligibility conditions does not automatically entitle you to a call for interview; shortlisting criteria are internal and are not shared
Adverse character reportApplicants with adverse reports on character, antecedents or moral turpitude will not be considered
Pending cases must be declaredAt the interview you must disclose any pending criminal case and any disciplinary proceeding started or contemplated against you by a current or former employer; the Bank verifies police and employment records independently and can cancel the candidature or terminate service if it finds otherwise
Bank may call it offThe Bank may reject any candidature at any stage, increase or decrease the vacancies, or cancel the whole recruitment or any single post at any stage without assigning a reason
CanvassingAnyone found canvassing or exerting influence shall be disqualified from the selection process
JurisdictionAny dispute arising from this advertisement can be filed only before the courts, tribunals and forums at Mumbai
PostingYou are liable to be posted anywhere in India; only candidates willing to serve anywhere should apply
Biometric and AadhaarThumb or IRIS scan and photograph are captured before the online test, at the interview and at joining; refusing may cancel your candidature, and you are advised to hold a valid Aadhaar for online verification

How to Apply Online for BOB SO Recruitment 2026?

StepAction
1Open the Bank’s career page — Careers, then Current Opportunities (link in Essential Links below)
2Register online in the application format for your position
3Fill the form carefully — no data can be changed after you click Submit
4Upload resume, photograph, signature, left thumb impression and the hand-written declaration — an unclear face or signature can get the application rejected, and a live webcam photo is also captured
5Upload your date-of-birth proof, qualification, certification and experience documents, your caste / EWS / PwBD certificate if you claim reservation, and your latest salary slips and CTC break-up — all as A4 PDFs under 500 KB each, with every educational certificate scanned into a single PDF
6Pay the fee online and save the acknowledgement number and a copy of the form

Your certification proof, CA certificate and category certificate are the papers whose absence forfeits your claim, so scan them first. Use an email and mobile you will keep active throughout — intimations come by email or SMS, and the call letter is a download from the Bank’s site. Apply a few days early — the Bank itself warns of website jams near the closing date.

What are the Important Dates for BOB SO Recruitment 2026?

EventDate
Notification issued4 September 2026
Online registration opens4 September 2026
Last date to apply and pay the fee24 September 2026
Cut-off for age, qualification and experience1 September 2026
Online test dateTo be advised separately on the Bank’s website
Call letter downloadTo be advised on the Bank’s website
GD / Interview date and centreTo be decided later

No exam date, call-letter date or interview date has been announced. Every further announcement, addendum or corrigendum is published only on the Bank’s career page, and candidates who are not shortlisted or not selected get no separate communication.

What is the Application Fee for BOB SO Recruitment 2026?

CategoryFee
General, EWS and OBCRs 850 (inclusive of GST)
SC, ST, PwBD, Ex-Servicemen and WomenRs 175 intimation charges only (inclusive of GST)

Payment gateway charges apply over and above these amounts for every category, and the reserved rate is a concession, not a waiver. Payment is online only — debit card, credit card, internet banking or UPI. The fee is non-refundable and payable whether or not the online test is conducted and whether or not you are shortlisted, and a duplicate payment is not refunded either. Registration is complete only when the fee reaches the Bank on or before the last date.

Essential Links for BOB SO Recruitment 2026 — Apply Online and Notification PDF

If you hold the certification or the CA and you are inside the age band on 1 September 2026, this is worth your three weeks. An officer post in one of India’s largest banks does not come round often, and any professional-knowledge paper would favour people already working in wealth or credit. Scan your documents this week, apply well before 24 September 2026, and keep following GovtJobsAlert for more banking recruitment updates.

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